Pay the debts the greatest desire of the Brazilians who are in the red and want to resume financial health. Keeping your accounts up to date the first step towards achieving dreams and future goals, since unrestricted names always have the doors open in your favor. To achieve this balance in the accounts, good habits, responsibility and, Of course, willpower. Follow our post today and check out accurate information on how to pay all your debts. See that yes, it is possible to get out of the red and lead a peaceful life with finances in order!
Make a survey of all doubts
Before knowing how they pay lives you need to map the tendencies. Currently, It is possible to make free consultations in Securedlink credit and Credisure group Consumer, for example. Are you have access to negative lives and creditor contacts, which allows for easy renegotiation?
Cut unnecessary spending immediately
If you do you really want to solve the financial issues and pay the debts, It is necessary to cut, once and for all, unnecessary and superfluous spending. As long as the financial situation does not improve, better not to create more doubts. Start by reducing daily expenses like coffee, snacks outside the home and hiring new services that are not so important at the moment. Be aware that, although extreme, this measure fleeting and be important in organizing your budget and rescuing financial health.
Decrease the use of the credit card
The tip applies both to those who have debts in the credit card revolving and to those who have not contracted debts in this modality. We know that the interest rates charged by card operators are exorbitant and the highest in the market; so, be careful little. Are you You can use the credit card, but never fail to pay it. For those who find it difficult to control the use of credit, it is worth going to shock attitudes such as breaking the card. If you don’t have access to it, you won’t use it. If you don’t use it, don’t have it. billing expenses for the next month.
When paying your debts, start with the most expensive
One of the most serious mistakes made by those who begin to pay their debts close several one-time agreements turn. With the exception of, in this case, do you have a monthly income that allows you to pay all the installments of the agreements with free time in the budget, the tip enters into one negotiation at a time. When the first one finishes, go to the next one. Always settle the most expensive debts, such as credit card and overdraft. Important: it is worth noting that, when we negotiate debt with the creditor, he must request the exclusion of the debtor’s name from the credit protection records under 5 days after payment of the first installment of the agreement.
Trade expensive lives for cockroaches
An option to pay debts take a loan from an institution that charges lower interest rates. With the money in your hands, it pays for expensive life and starts paying less interest on the new loan. Inside the Good Lenders app you it manages to buy the fees charged by several partner institutions, such as Lite Lenders, Cream Bank, Just and others. Did you like our tips for paying debts Are we sure you be able to pay your debts, get out of the red and ensure the tranquility of your finances.